Here are the steps we recommend taking if you find yourself in a similar situation. There are many fraudsters out there and with the hacks of some of the biggest companies in recent years (Adobe, 易趣, LinkedIn, 万豪酒店, 雅虎, 和Equifax). As a safe assumption, I think you must assume your private data is in fact public.
Call Indiana Unemployment office to report a fraud claim.
Fill out online form to report fraud claim.
Here is the web address to report unemployment fraud: http://www.in.gov/dwd/indiana-unemployment/fraud/. You will need to fill out State Form 57068 aka “Statement of Non-Receipt of Unemployment (UI) Benefits”. Then check the box in the middle of page one that says, “I did not file or attempt to claim unemployment benefits with the information above.” Then mail or fax it to the number provided.
The unemployment office will advise you to file a police report. Fill out the form here titled “Indiana State Police UI Fraud Report”: http://www.in.gov/dwd/files/ISP-UI-Fraud-Report.pdf. 然后发邮件到 uifraud@isp.IN.政府. Donna did so and was provided a case number.
这个列表可以很广泛. Change your bank account password(s). Change your investment account password(s) (e.g. Schwab), including your 401k provider. There have been reports of fraudsters cashing out 401ks in recent years unbeknownst to investors. Change your password for your payroll provider in case they try and redirect where your paychecks are going. 在Schwab, you can call Schwab Alliance to put an extra layer of security on your account that entails voice recognition. Josh Bentz put out an article three years back on how to develop a secure password that is very much still relevant today. 点击这里查看他的帖子: http://info.www.cclvcr.com/is-your-password-actually-secure/.
Ensure that every new line of credit was initiated by you. You can order a free credit report every 12 months. Be wary of imposture websites that request credit card information. Follow the instructions here to get one annually: http://www.consumer.ftc.gov/articles/0155-free-credit-reports.
I hope your score with each of the three main bureaus is already frozen. If not, you can do so free of charge. Here is an easy guide from the state of Indiana with links and FAQs: http://www.in.gov/attorneygeneral/2411.htm. 我的分数总是冻结. If I need to apply for new credit or have someone check my credit profile, I can go in and temporarily lift the credit freeze.
We will be extra diligent in looking over your accounts to ensure no strange money movements happen.
This was an instance of fraud and a terrifying experience for Donna. I hope that it doesn’t happen to anyone else, 但如果是这样, the above action plan can help you navigate through it.